By using payday advances responsibly, you can effectively deal with unexpected financial emergencies. It provides a sensible alternative to costly bounced check and overdraft protection fees, late bill payment penalties and other less desirable short-term credit options. With a payday advance, you can bridge a cash crunch between paydays, without incurring revolving debt or drawn-out payments. Although the payday advance is a convenient and less costly credit option, you should evaluate the costs and benefits of all your short-term credit alternatives before applying for a payday advance to determine if you have less expensive options available to you. All terms and conditions of our credit access products are provided in detail in our credit access disclosure statement, our credit access application and our credit access agreement. These documents will be available on our website for your review when you go through the application process. Our customer representatives are available during the hours of 8 am to 8 pm Monday through Friday and 8am to 5pm Saturday to answer any questions. Please call us at 888-336-0403. Corporate office location: 690 E. Lamar Blvd.Suite 400, Arlington, TX 76011.